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Getting your downpayment together
When buying a home, one of the biggest hurdles to overcome is getting together the chunk of cash needed at closing. Lenders insist that you put down something, and the more the better.

Most lenders will require that you come up with at least a 5% down payment. They would prefer more, but will settle for 5% if that's all you have, especially if you have excellent credit and a stable job situation. Some ideas for gathering up that downpayment:

a. Sell off your assets.

b. Borrow against your assets.

c. Ask your parents. Or another relative. Or anyone.

d. Bring in a roommate or a partner.

e. Rent with an Option to Buy.

f. Look for Owner Financing & Be Creative.

g. Build everything possible into the loan.

h. Ask the real estate agent to lend you part of the commission.

i. Save it up. No, I'm not kidding. If all else fails and you can't beg, borrow, or steal it, you can set yourself up on a disciplined savings plan setting aside, say, $500 a month until you have the money you need. Yes, prices may have risen in the meantime, but you'll be a lot closer to buying a home then than you are now.

 
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This three day program presents a comprehensive program of wealth creation in residential real estate. Nine expert instructors cover all areas of investing. Day One is the nuts and bolts of the basics of finding and buying bargain properties,  Day Two covers advanced topics such as the use of title holding trusts, etc. Day Three is spent actually viewing available properties and then making offers on those properties!. This is the most comprehensive course of its kind anywhere. Luncheon is included all days. Class size is limited to about 25 investors.

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