Thinking about buying a home? John Adams has information that can help! Got questions? Talk to John before you talk to ANYONE else! Call me directly at 404-997-2278 and ask for the RELOCATION DEPARTMENT.

Here are areas where I can help you in the buying process:

1. Figure out how much you can afford

What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.

• How much home can you afford?
• Buying vs. Renting
• Home Economics
• Homebuying programs in your state

2. Know your rights

• Fair Housing: Equal Opportunity for All- brochure
• Real Estate Settlement Procedures Act (RESPA)
• Borrower's rights
• Predatory lending

3. Shop for a loan

• Looking for the best mortgage
• Shop, compare, negotiate
• Let a BROKER help you
• Learn about interest only loans
• Avoid Predatory Lenders

4. Learn about homebuying programs

• Conventional Loan Programs
• Special Homebuying programs in Georgia
• FHA & VA Programs (lower downpayments!)
• HUD's special homebuying programs
• Good Neighbor Next Door (Teacher/Officer/Firefighter Next Door)

5. Shop for a home

• Choose a real estate agent
• Wish list - what features do you want?
• Home-shopping checklist: take when comparing homes
• Homes for sale (including REO homes)
• "Fixer-Uppers - home purchase and repair programs
• Manufactured (mobile) homes
• Build a home

6. Make a formal offer

• Making a written offer
• The GAR Contract Form
• Contingencies You Need
• Negotiations

7. Get a home inspection

• For Your Protection Get a Home Inspection
• 10 Questions to ask a home inspector

8. Shop for homeowners insurance

• Homeowners insurance
• Condominium insurance
• 12 ways to lower your homeowners insurance costs

9. Sign papers

• You're finally ready to go to "settlement" or "closing."
• Review the HUD-1 Before Closing
• Normal Fees & Fees You Don’t Need
• Be sure to read everything before you sign!
• Settlement Costs Other Information