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Home Loan Basics  ( 6 items ) If you have never owned a home before, or if you come from a family that has no tradition of home ownership, the whole prospect of spending an extremely large sum of money on housing can be somewhat scary. One of best ways to overcome fear is to have a clear understanding of the subject, so it might be helpful for me to review some of the questions I have been asked most often over the years. Toxic Mold in Your Home  ( 10 items ) In my experience, no single factor can more easily derail a real estate transaction than mold or mildew. And how it got to be that way, I honestly can't say.