Home Renters Need Insurance, Too

AJC 2014 JUL 13

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Home Renters Need Insurance, Too
by John Adams

In these challenging financial times, it seems like more and more Atlantans are choosing to rent, either because they just can’t afford to buy, or maybe they can’t get approved for a loan.  But more than that, many young people today prefer the flexibility of renting as opposed to the commitment of owning.

Whatever the reason, real estate rentals are booming, whether apartment community or detached house, whether Mableton or Madison, Roswell or Riverdale. Continue reading

Home Inspection Is a Participation Sport

AJC 2014 JUN 29

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Home Inspection Is a Participation Sport
by John Adams

If you are planning on buying a house, any house, even a new house, I strongly recommend getting a home inspection. In my experience, it’s about the only way you can know (with some degree of certainty) what you are buying.

But how can you know which inspector is the right one for you? Georgia does not require home inspectors to be licensed in any way, so what should you be looking for?
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Vacation Rental DOs and DON’Ts

Vacation Rental DOs and DON’Ts
by John Adams

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Vacation season is here, and finding the perfect summer vacation rental is a big part of ensuring a trip you’ll enjoy. Hopefully, you’ve already got that part covered, but if you’re just getting started, here’s my list of VACATION RENTAL DOs and DON’Ts:

1.  It’s never too late to shop for a vacation rental.

In fact, now is probably the best time to shop for a last minute bargain, especially if you can afford to be flexible with your dates and your destination.
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Tough Love for a House That Just Won’t Sell

AJC 2014 JUNE 01

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Tough Love for a House That Just Won’t Sell
by John Adams

Q: I’ve had my home on the market for several months now, and we get plenty of lookers, but no offers. Our agent has tried open houses, agent luncheons, and ads in the local paper. He even scheduled an open house on Saturday morning for the neighbors to come look.

I hear stories about how hot the market is, and was wondering why my house isn’t selling? Continue reading

Real Estate Chores

AJC 2014 MAY 04

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Time For Real Estate Spring Cleaning
by John Adams

This time of year when I was at Emory, my grandmother would call and ask if I was able to come to her house and help with her spring cleaning. It was a well-rehearsed ritual, involving adding manure to her flower garden, planting annuals and whatnot, and perhaps most importantly, cleaning all the windows in her house, inside and out.

I’ve never known anyone else who annually cleaned every window in the house, inside and out, but that’s the way she was. It made perfect sense at the time. This is the same woman who saved wrapping paper from Christmas for reuse next year. Today, we call that recycling.
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Stop Spending and Start Saving Now

AJC 2014 APR 20

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Stop Spending and Start Saving Now
by John Adams

The vast majority of home buyers today use a home loan of some sort to assist them in the purchase of that home.

For purposes of today’s column, I will assume that you already have set aside the funds necessary to purchase the home of your dreams. Whether that is or is not the actual case, you are still confronted with the opportunity to apply for a home loan, and the questions you should be asking are these:

1.  Even if I don’t need to borrow money to purchase my next home, should I consider doing so?
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Real Estate Coffee Break replay is now available! Get it HERE:

CLICK HERE TO WATCH: John Adams invites you to take a short 20 minute coffee break with him. Relax and get up-to-date information and ideas from industry-leading experts in real estate each week online in a twenty minute format>

Today’s Coffee Break replay features John covering the ALL NEW 2014 Landlord Survival Guide which is moving from a PRINT format to an ONLINE SERVICE. Yes, you can still get the print edition, and yes, if you ordered one in the past 6 months and have not yet received it, you will receive yours as soon as the printed book is back. But YES, the ONLINE EDITION is ready and available TODAY, starting at 1:00 pm EDT.

To view the REPLAY of this week’s Real Estate Coffee Break, CLICK HERE.  Don’t forget to go to RealEstateCoffeeBreak.com and click REGISTER to be invited to next Thursday’s event. The goal of the RE Coffee Break is to bring you great information in 20 minutes each week..

The Real Estate Coffee Break will happen every Thursday at 1 pm EDT, and will always be recorded for your replay until Friday night at 11:59pm. After that, these sesisons will go into the VAULT.

How to Get Your Credit Score for Free

AJC 2014 APR 06

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How To Get Your Credit Score For Free
by John Adams

In my last column, we looked at the factors which contribute to your credit score, and found that lenders are relying on that score more than ever before to approve or deny home loan applications.

I suggested you visit AnnualCreditReport.com to obtain free copies of your current credit history from the three major credit repositories: Equifax, Experian, and TransUnion.

However, it appears I failed to adequately explain the direct relationship between your credit history and your credit score. I also was not clear about how you can obtain your credit score. Thanks to several readers who brought this to my attention.
Continue reading

Property Tax Reduction ONLINE Workshop

DO YOU OWN ANY PROPERTY IN GEORGIA?
DON’T MISS YOUR CHANCE TO LOWER YOUR TAX BILL FOR 2014
Appeal Deadline Is THIS TUESDAY April 1, 2014.

John Adams presents
2014 Property Tax Reduction Workshop
Only $69 includes 4 hours of ON-DEMAND Audio & Video,
a QuickStart “Appeal Today” video guide, complete downloadable
2014 manual and all necessary forms and paperwork.

Also Include membership to the Property Tax Reduction Resource Center for one year.

CLICK HERE or use this URL: http://money99.com/product/ptrw

If you own real property in Georgia, you are likely paying more than your fair share of county property tax. In this fast 4 hour course, veteran property owner John Adams guides you on the path to lowering the property tax assessment first with the county tax assessor, then with the Board of Equalization, then finally with the Superior Court of the county in which your property is located.

The clock is fast ticking for Tax Year 2014, and time for your appeal is running out. DO NOT MISS YOUR DEADLINE!!! The first step is to file your APPEAL OF ASSESSMENT on DOR form PT-311-A, which triggers the appeal process. But once your county deadline passes, you must accept their assessment. If you miss the deadline, you won’t be able to challenge your value for this year.

This course will teach you:
How to research your value on Jan 1 after the fact; how to file your APPEAL OF ASSESSMENT – and why; why you must meet with the appraiser; what actual data you must have; how to find the best comp sales; how to PROTEST your valuation; how to APPEAL your case to the Board of Equalization; how to present your appeal; how to Take Your Case to Superior Court; and much much more!

Note that when you register, you’ll be able to download the PT-50-R and the PTR-311-A immediately. You can also begin watching the videos immediately!

Our video courses are not approved by the Georgia Real Estate Commission for Continuing Education. We will work on that! If you have any advice on getting that done, please let us know.